AI coding plan limits compared (2026): Claude Code vs Codex vs Cursor vs Copilot
What $20, $100 and $200 a month actually gets you, straight from each vendor's pricing page, checked nightly.
Plan picker
Pick your tools, how hard you use them and your monthly budget.
/mo
How we pick: light = the cheapest paid plan in budget, heavy = the biggest plan in budget, medium = the one in between. This is our rough guide, not a vendor promise. The limits shown are the vendor's own words.| Tool | ~$20 tier | ~$100 tier | ~$200 tier |
|---|---|---|---|
| Claude Code (Claude Pro / Max) source · 2026-10-25 | $20 Provague At least 5x Free usage per 5-hour session; weekly limits apply | $100 Max 5xvague 5x Pro usage per 5-hour session; includes $100/month API credits | $200 Max 20xvague 20x Pro usage per 5-hour session; includes $200/month API credits |
| OpenAI Codex (ChatGPT plans) source · 2026-10-25 | $20 Plus Per 5 hours (local msgs, estimates): GPT-6.1 Sol 15-160, GPT-6 Sol 15-150, GPT-6 Astra 5-45, GPT-6 Luna 350-3,000 | $100 Pro $100vague 'Pro plans currently have no five-hour limit'; weekly allowance not published | $200 Pro $200vague No five-hour limit currently; weekly allowance not published |
| Cursor (X subscription tiers) source · 2026-10-25 | $30 Premiumvague 4x Plus usage; third-party models at API list price (extra) | $100 Supervague 15x Plus usage; priority access at peak | $200 Ultravague 50x Plus usage |
| GitHub Copilot source · 2026-10-25 | $10 Pro $15/mo of AI credits ($10 base + $5 flex) | $100 Max $200/mo of AI credits ($100 base + $100 flex = 20,000 credits) | No plan |
| Windsurf / Devin source · 2026-10-25 | $20 Provague 'Increased quotas' incl. frontier models; free SWE-2 | No plan | $200 Maxvague 'Significantly higher quotas' |
| OpenCode Zen source · 2026-10-25 | $20 Pay as you go Whatever $20 of API usage buys | No plan | No plan |
Plans are grouped by nearest price tier. "vague" = the vendor gives no hard number; we quote their wording.
Latest changes
- 2026-10-15 Claude Code (Claude Pro / Max): Artifact usage promotion ended (Oct 1-15: artifact work used 50% less of the 5-hour session limit on Pro/Max/Team; Free from Oct 7).
- 2026-10-14 OpenAI Codex (ChatGPT plans): GPT-5.5 retired from Codex with ChatGPT sign-in at noon PDT. API-key sessions unaffected.
- 2026-10-01 Claude Code (Claude Pro / Max): Artifact usage promotion started on Pro, Max and Team.